Midflorida credit union payoff

Enter the specifics about your current loan and determine how much interest refinancing can save you. In addition, it will calculate the number of months to break even on closing costs with your reduced monthly payment. Auto Refinance Interest Savings. * indicates required. Original auto loan: Press spacebar to hide inputs. Monthly payment $0. ?

Call us to learn more about the benefits of getting your first credit card with MIDFLORIDA at (863) 284-5626 or toll free (855) 560-5626. It's never too soon to start creating good spending habits and building your credit. We make it easy by providing you with a First-Time Visa Credit Card.Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.Calculate your monthly payment Enter your desired payment and let us calculate your loan amount, or enter in the loan amount and we will calculate your monthly payment. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity. NMLS# 417627After sleeping in a van for years, Dave K. has finally paid off his student loan debt and is ready to come back to the real world. Dave K. (not his real name), a 31-year-old former...Please call toll free 877-270-2178. Make a Payment Now or Setup Automatic Payments! Pay with: Cash, Debit Card, Apple Pay, Cash App, Google Pay, PayPal, or Venmo! *Quick and easy online payment processing! Pay at any Amscot Location - $3.00 Fee Pay with: Cash, Check, Credit, or Debit You will need your contract number.MIDFLORIDA CU Cypress Gardens Boulevard Branch 5540 Cypress Gardens Boulevard Winter Haven, FL 33884 ( Map) Phone: (863) 688-3733. Additional Phone Numbers. Toll-Free:

To see if a jumbo mortgage is the right fit for you, or to learn what your other options are, call (863) 688-8443 or toll free (855) 915-4663, contact a local mortgage specialist today, or start your mortgage application online. 1. Start Here . Find a Mortgage Specialist.Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.Check Advance spares you from additional fees that might be charged by a merchant for a returned transaction. However, you will be charged an overdraft fee any time your account is overdrawn (debit card transactions under $5 will not be charged). In addition, you will be assessed a fee if your account remains negative for more than five days.MIDFLORIDA Credit Union Membership, eligibility, and credit approval required. Available for purchases, refinances, or construction-permanent loans of a primary residence. 6.750% is a 10 year promotional rate. Payment example: Based on a minimum credit score of 720, a 10 year adjustable rate mortgage purchase loan for $300,000, with a minimum ...Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by ...Here, there, and (almost) everywhere. With the exception of our partial-service Haley V.A. and Eastside (Orlando) locations, you can receive an instant-issue debit card at the MIDFLORIDA branch of your choice. Whereas as some financial institutions only offer the service at one or two local branches, we proudly offer the service at 42 locations!Drop by to discuss our industry-leading offerings, including credit cards, home refinancing plans, and a complete lineup of business banking solutions. 1520 E Silver Springs Blvd. Ocala, FL 34470. (863) 688-3733 or Toll Free (866) 913-3733. Directions.

Home Equity Loan payment example: A 10-year fixed rate loan for $100,000 at 80% CLTV at 6.48% and an Annual Percentage Rate (APR) of 6.50% would have a monthly payment of $1,134.44, which includes principal and interest. Payment example does not include taxes and insurance premiums; the actual payment obligation will be greater.Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.iPhone App Android App. Address: MIDFLORIDA CU Lake Wales Branch 237 SR 60 West Lake Wales, FL 33853 ( Map) Phone: (863) 688-3733. Additional Phone Numbers. Toll-Free:Find the perfect savings account. Compare our Savings products below to find the one that will help you reach your financial goals fastest. We're here to answer any questions - just give our Help Desk a call at (863) 688-3733 or toll free (866) 913-3733. Compare.Keep your accounts safe. MIDFLORIDA will never contact you and ask you to provide personal information such as account numbers, credit card or debit card account numbers, or passwords and PINs. If you are contacted with such a request, call us at (863) 688-3733 or toll free (866) 913-3733 with details of the possible scam so we may investigate.

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Average MIDFLORIDA Credit Union Teller hourly pay in the United States is approximately $16.62, which meets the national average. Salary information comes from 8 data points collected directly from employees, users, and past and present job advertisements on Indeed in the past 36 months. Please note that all salary figures are approximations ...Pay quickly and conveniently with Google Pay. Once your card is set up in Google Pay, simply touch your device to the reader at the register of participating merchants, or use it to pay within certain apps. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity. NMLS# 417627Here's how to qualify for the $200 bonus: Open a Free Checking account and set up direct deposit. (Note: Cash App transfers do not qualify as direct deposits.) Meet all requirements within the first 60 days, including: Posting $500 or more by direct deposit. Enrolling in online banking. Accepting eStatements. Completing 5 debit card transactions. Learn how to pay off those high-rate credit cards by making a switch to Platinum. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by ... Contact MIDFLORIDA Credit Union in Lakeland. Phone Number: (863) 688-3733. Toll-Free: (866) 913-3733. Address: MIDFLORIDA CU Mall Branch 1090 Wedgewood Estates Boulevard Lakeland, FL 33809. Website: Visit Website.

The MIDFLORIDA Maitland Branch and ATM are located in the Shoppes of Maitland shopping center, a half mile south of the intersection of Orlando Avenue and Horatio Avenue. 450 S Orlando Avenue. Maitland, FL 32751. (863) 688-3733 or Toll Free (866) 913-3733. Directions. Get directions to MIDFLORIDA Credit Union's Maitland Branch and ATM, located ...Dealer and consumer payoff address. F&I Tools. F&I Tools Credit Calculator Car Tax from State DMV Fees Manufacturer Warranties Bank Payoffs ELT Codes Insert Vehicle Title Get My Lost Title Settle of Sale F&I Menu Sales Report ... MIDFLORIDA Credit Union Auto Loan Payoff Address. Standard Mailings PO Cuff 8008 Lakeland, FL 33802.The estimated total pay for a Part Time Teller at MIDFLORIDA Credit Union is $35,300 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $35,300 per year.Enter the specifics about your current loan and determine how much interest refinancing can save you. In addition, it will calculate the number of months to break even on closing costs with your reduced monthly payment. Auto Refinance Interest Savings. * indicates required. Original auto loan: Press spacebar to hide inputs. Monthly payment $0. ?Flexible Payroll Reporting. How you report your hours is up to you. Payroll input options include: Phone – Report hours over a quick call with your dedicated Paychex ® rep. Online – Input payroll from wherever you are, on any device, via Paychex Flex®. Mobile app – Key in hours on the go with the free Paychex Flex ® app for iOS and ...Please call MIDFLORIDA Mortgage Servicing Department at (863)688-8443 and select option 5 or by email [email protected]. If you are concerned about making your mortgage payment due to a natural disaster, MIDFLORIDA Credit Union is offering member's assistance.Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more. • View all account balances in one spot, including Linked Accounts from other financial institutions. • Pay bills electronically. • Lock or unlock your lost or misplaced debit card.Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.This calculator is designed to help determine whether debt consolidation is right for you. Enter your credit cards, auto loans, and other installment loan balances by clicking on the "Enter Data" button for each category. Then change the consolidated loan amount, term, or rate to create a loan that will work within your budget. Information and ...Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.

About this app. Enjoy quick and secure access to your accounts anytime, anywhere. Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more. • View all account balances in one spot, including Linked Accounts from other financial institutions. • Pay bills electronically.

Pay your MIDFLORIDA Credit Union - Auto Loan bill online with doxo, Pay with a credit card, debit card, or direct from your bank account. doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. Manage all your bills, get payment due date reminders and schedule automatic payments from a single app.We're proud to provide personal checking accounts, business banking, loan services, and more in the heart of Downtown Lakeland. Discover the premium banking solutions we can offer you by visiting our Tower branch today! 129 South Kentucky Avenue Ste. 100. Lakeland, FL 33801. (863) 688-3733 or Toll Free (866) 913-3733.Chip cards (also called EMV cards, named for Europay, MasterCard ®, and Visa ® ), help prevent counterfeiting and combat fraud. A card's microchip sends a one-time communication to a point-of-sale terminal. This data isn't stored and can't be duplicated, making a chip card transaction much more secure than one made with a swipe card.Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.Now we can now start the prequalification process. Your next step is to complete our online mortgage application. Don't worry if you don't have all your supporting documents, such as a W-2 or bank statements, on hand. We can use the information you provide in the application, as well as a credit check, to determine an estimate of the amount ...Contributions are taxed now so you won't have to pay later when you take withdrawals. Roth IRAs are unavailable for those earning over a certain income level. Penalties may apply for early withdrawals. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity. NMLS# 4176275540 Cypress Gardens Boulevard. Winter Haven, FL 33884. (863) 688-3733 or Toll Free (866) 913-3733. Directions.

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Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.Conveniently located at the corner of West Brandon Boulevard and Buckingham Place, just east of Brandon Town Center, our branch is committed to assisting you in achieving financial success. 825 W. Brandon Boulevard. Brandon, FL 33511. (863) 688-3733 or Toll Free (866) 913-3733. Directions.MIDFLORIDA Credit Union | Online Services Enrollment. To begin, please confirm your identity by entering the following information: Your 6 Digit Pin From Your Welcome Letter*Required*Invalid. Your Social Security Number Or if applicable, enter the 4-digit PIN provided to you.*Required*Invalid. Please select the Month, Day and enter the 4 digit ...Winter Haven - Spirit Lake. Branch & ATM. 3025 FL-540 Winter Haven, FL 33880 (863) 688-3733 or Toll Free (866) 913-3733. Directions Branch Page. There are over 60 MIDFLORIDA Credit Union branches across Florida from Gainesville to Stuart, FL. Find information on all of our branches and search for ATM locations near you.Enter the specifics about your current loan and determine how much interest refinancing can save you. In addition, it will calculate the number of months to break even on closing costs with your reduced monthly payment. Auto Refinance Interest Savings. * indicates required. Original auto loan: Press spacebar to hide inputs. Monthly payment $0. ?Our Belleview branch can be found on US Highway 441 in the Belleview Commons shopping plaza (on the left of Taco Bell, across the parking lot). Visit us today to learn more about the financial services we can offer you! 10131 SE U.S. Highway 441. Belleview, FL 34420. (863) 688-3733 or Toll Free (866) 913-3733.A Fundraising Effort for Schools. With each credit-based MIDFLORIDA debit card purchase, you can earn up to 10¢ per transaction for the school of your choice - regardless of your purchase amount. 1 Buy a drink and some snacks at the convenience store, earn 10¢. Pick up your dry cleaning, earn 10¢. Order something online, earn 10¢.The hassle-free way to pay bills. Whether you're at home or on the go, pay all your bills on one screen with Online Bill Pay, which is free for most accounts. In just a matter of minutes, you can schedule an unlimited number of payments on your desktop or mobile device. Then, sit back and relax knowing all your bills have been taken care of. ….

Our Haines City Branch & ATM proudly serves the surrounding communities of Haines City, such as Lake Hamilton and Dundee, giving you the convenience of having financial services nearby. 35849 US 27. Haines City, FL 33844. (863) 688-3733 or Toll Free (866) 913-3733.Our friendly staff will guide you towards a solution that best aligns with your financial needs. Get to know how we can help you make savings, cash checks, bank on your mobile, get credit cards, and more. 2646 4th Street N. St. Petersburg, FL 33704. (863) 688-3733 or Toll Free (866) 913-3733.Make a payment on a Credit One Bank credit card by scheduling a payment online, mailing in the payment coupon that accompanied the bill or using MoneyGram or Western Union. To avoi...For your security, it is recommended that you visit a MIDFLORIDA branch to send a wire transfer. If you are unable to visit a branch, you must call our accounting department at (863) 616-2100 ext. 2000 in addition to faxing your wire transfer form and copy of your driver's license to (863) 616-2110. We are required by federal legislation to ...In addition to finding the monthly payment, you can also view an amortization schedule which shows a breakdown of principal and interest paid over the life of the loan. This website is no longer available. Please reach out to your mortgage company. How to Get a Mortgage Loan. Mortgage Calculators. Estimate your monthly mortgage payment, with ...The hassle-free way to pay bills. Whether you're at home or on the go, pay all your bills on one screen with Online Bill Pay, which is free for most accounts. In just a matter of minutes, you can schedule an unlimited number of payments on your desktop or mobile device. Then, sit back and relax knowing all your bills have been taken care of.MIDFLORIDA proudly supports Google Pay, Apple Pay, and Samsung Pay for both debit and credit cards. These mobile wallets allow you to make purchases with your compatible device in stores and online. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity.Home Equity Line of Credit: The variable Annual Percentage Rate (APR) may be 8.50% to 18.00%, depending on creditworthiness. Variable rate is based on the Wall Street Journal Prime Rate (8.50% as of 03/01/2024) and is subject to change quarterly. Maximum APR is 18.00%. $25 fee for advances less than $100. Bridge loans have origination fee of ...Make a loan payment; Download the new Phone Banking menu to help you navigate through the prompts. Just call the Help Desk to get set up at (863) 688-3733 or toll free (866) 913-3733 . ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity. Midflorida credit union payoff, MIDFLORIDA Credit Union. Chartered in 1954, MIDFLORIDA Credit Union has been providing financial services the Tampa, FL community for over 70 years., Call our loan department at (863) 284-5626 or toll free (855) 560-5626 or apply online. Apply Online View Loan Rates. Personal Loans. General. Line of Credit. Seasonal., MIDFLORIDA Credit Union reviews, contact info, products & FAQ. Get the full story from fellow consumers' unbiased MIDFLORIDA Credit Union reviews., We are located on the corner of Walsingham Road and Vonn Road (near Publix in the Walsingham Commons). Visit our branch today to learn more about our products and services, and which offers we’re currently holding for new members. 13075 Walsingham Road. Largo, FL 33774. (863) 688-3733 or Toll Free (866) 913-3733., FEATURES: • Check account balances and recent activity. • Transfer money between accounts. • Pay bills electronically. • Send ACH and Wire Transfers. • Use Positive Pay …, Our Belleview branch can be found on US Highway 441 in the Belleview Commons shopping plaza (on the left of Taco Bell, across the parking lot). Visit us today to learn more about the financial services we can offer you! 10131 SE U.S. Highway 441. Belleview, FL 34420. (863) 688-3733 or Toll Free (866) 913-3733., When it comes to finding a financial institution that you can trust, Ent Credit Union Colorado is an excellent choice. With a wide range of services and products, Ent Credit Union ..., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., March 20, 2020. Services. Banking During the COVID-19 Outbreak. We all know to isolate ourselves from crowds and public places, but what if you need to deposit a check, apply for a credit card, or withdraw cash during this turbulent time? Thankfully, many of your banking needs can be satisfied virtually or with little-to-no human contact., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by ..., You can continue drawing on your line of credit for up to 10 years, while a home equity loan provides one lump sum. Flexible access. Easily transfer funds from your line of credit to your savings or checking account with just a few clicks in Online Banking. You also have the option to access your line with checks or by phone. Low monthly payments., You can plan ahead by inputting your loan amount, payment, interest rate and term. Skip to Content. Midflorida. Midflorida, your community credit union. Midflorida Credit Union. Toggle Mobile Menu Toggle Mobile Search. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., Florida's Community Credit Union. With more than 60 branches from Tampa Bay to the Treasure Coast, up to Gainesville and down to Naples, MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll ..., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., A home mortgage represents the largest expenditure that many people will ever make. The interest costs on a 30-year mortgage are significant, often more than double the principal a..., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity. NMLS# 417627 ..., The MIDFLORIDA Credit Union Wildwood branch and ATM are located off 466A just west of Pinellas Place. 2535 Burnsed Blvd. The Villages, FL 32163. (863) 688-3733 or Toll Free (866) 913-3733. Directions., Sunday, September 17, 2023 6:30 PM. MIDFLORIDA Credit Union Amphitheatre 4802 US-301 Tampa, FL 33610., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., Pay your MIDFLORIDA Credit Union bill online with doxo, Pay with a credit card, debit card, or direct from your bank account. doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. Manage all your bills, get payment due date reminders and schedule automatic payments from a single app., Buy what you want using what you already have - including anything from savings to certificates - without actually spending your nest egg! Your funds on deposit will continue to accrue dividends while you build up your credit score. Apply at a branch or call our loan department at (863) 284-5626 or toll free at (855) 560-5626. 1. Personal Loans., Request a Debit Card. MIDFLORIDA debit cards can be issued instantly at most MIDFLORIDA branches , or for existing checking account holders, a card can be requested by contacting the Help Desk. Activate your new card within online banking or call our activation line at (866) 642-0450. To reset your PIN, call 877-205-1198., Keep in mind, interest-only payments will not repay the principal that is outstanding on your line. Plus, enjoy no closing costs on lines of credit under $400,000. 1. If you prefer a fixed rate and monthly payment, take a look at our home equity loan. Call our loan department at (863) 284-5626 or toll free (855) 560-5626 or visit a branch to apply., Pay your MIDFLORIDA Credit Union - Auto Loan bill online with doxo, Pay with a credit card, debit card, or direct from your bank account. doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. Manage all your bills, get payment due date reminders and schedule automatic payments from a single app., Read our Harborstone Credit Union Business Cash Preferred Card review if you’re a depositor and want to earn cash back. Credit Cards | Editorial Review Updated May 11, 2023 REVIEWE..., Personal Loan Offer: valid as of February 1, 2024, and may be canceled at any time without notice. Credit and eligibility requirements apply. Payment example: a 72-month fixed-rate loan for $20,000 at 9.99% and an Annual Percentage Rate (APR) of 10.217% would have a monthly payment of $370.38, which includes principal and interest. Explore ..., Make a Payment. Introducing a new way to pay your loan! LEARN MORE. Investing. Menu. Accounts. Savings Accounts IRA Certificates. Services. Financial Planning Retirement Planning Education Planning Trust & Investment Services. ... ©2024 MIDFLORIDA Credit Union 129 S. Kentucky Ave Lakeland FL 33801 Insured by NCUA. Equal Housing Opportunity., The credit utilization ratio is the percentage of a credit line that's in use. For example, if your credit card has a $10,000 limit and the balance is $5,000, your credit utilization ratio is 50%. Maintaining a low credit utilization ratio is key for a good credit score. Experts recommend keeping your credit utilization below 30% across all ..., Make a loan payoff request. Fill out the form below and a representative from MIDFLORIDA will provide you with a payoff quote that includes interest and fees., MIDFLORIDA Credit Union. Chartered in 1954, MIDFLORIDA Credit Union has been providing financial services the Lakeland, FL community for over 70 years. Highland City Branch. 5301 US Highway 98 S, Lakeland, FL 33812 (863) 688-3733. Contact & Hours Online Banking