Can you use lowes credit card anywhere

Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made.Cash advances, fees, and interest charges do not qualify for rewards.

Can you use lowes credit card anywhere. The Lowe’s card also offers a discount up to $100, but it comes in the form of a 20% discount up to a $100. Spending right around $500 leads to the best value. With a maximum discount of $100 ...

Fair Credit. Bad Credit. No Credit. Yes, you can use your JCPenney Mastercard virtually everywhere in the world that accepts credit cards, as this is card is on the Mastercard network. The JCPenney Mastercard has a 3% foreign transaction fee, which means you will incur extra charges for international purchases.

Here’s where you can use popular Synchrony credit cards: Amazon Store Card: Amazon.com. American Eagle Outfitters (AEO) Store Card: American Eagle Outfitters. Lowe's Store Card: Lowe’s. TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post. JCPenney Credit Card: JCPenney. Sam's Club® Credit Card: Anywhere Mastercard is ...Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...Here’s where you can use any Walmart Credit Card: Walmart stores (over 9,000 locations) Walmart.com (open 24/7) Sam’s Club (~600 locations) Walmart Neighborhood Market (~700 locations) Murphy USA (1,650+ locations) Anywhere Mastercard is accepted (only the Walmart Credit Card) So, you can use the Walmart® Store Card at five types of ...You can use the Lowe's Advantage Card at Lowe's stores and online at Lowes.com. Does the Lowe's Advantage Card build credit? Yes, the Lowe's Advantage …Depot employee here.The Home Depot consumer credit card has deferred financing for purchases over $299 for 6 months all of the time. Sometimes 12 on Holidays. Up to 24 if you spend over $2,000. The interest rate is HIGH. If you can't pay off the bill within the finance period, you will get hit with a large finance charge.The Lowe’s Advantage Card is a store credit card you can only use for Lowe’s purchases. It comes with a strong 5% discount on eligible purchases, which …More than 90 percent of merchants in the United States accept Discover credit cards. Discover credit card acceptance varies internationally, but merchants in many countries, partic...You can use your Shell Gas Card exclusively at Shell locations throughout the United States. You can use the card to pay for gas and for non-fuel purchases inside Shell convenience stores. The Shell Credit Card, on the other hand, can be used anywhere Mastercard is accepted. That is virtually anywhere in the world where credit …

Buy Today, Pay Over Time. Apply today for your Conn’s HomePlus Credit Card issued by Synchrony, and start taking advantage of our amazing promotional financing offers on your favorite Conn’s merchandise. Apply In Store. Need to Pay Your Synchrony Issued Credit Card? Login to Synchrony Now. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details. 2 No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $1,998.99 or 12 months on purchases of $1,999 or more.PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal. It gives you the flexibility to pay for your purchases later. You can use PayPal Credit just about anywhere PayPal is accepted online. Simply use PayPal to check out, then select PayPal Credit as your payment ...4.0. NerdWallet rating. This card offers top-notch value on spending at Lowe's, making it one of the best credit cards available for home improvement. The automatic discount can easily save you...Yes, you can use a Sam's Club® Credit Card everywhere Mastercard is accepted, not just in Sam's Club warehouse stores. That is pretty much anywhere credit cards are accepted as Mastercard benefits from extensive worldwide acceptance. And you can earn rewards both for Sam’s Club and other purchases: 5% cash back on gas (up to $6,000 spent per ...You can use a Lowe’s gift card in any location around the country and when making online orders. Lowe’s has an amazing staff in the store that can help find the right materials for the project. ... You may also activate a credit card at Lowe's, which is also only usable in Lowe's stores or online. This card gives you 5% back on all ...To receive a Lowe’s credit card, applicants must have an up-to-date and clean credit record with few or no recent negative marks on their report, according to Finance Globe. As per...The Lowe’s Business Rewards Card from American Express * is essentially a store card hiding behind a credit card makeover. It runs on the American Express network, so you can use it anywhere ...

Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made.Cash advances, fees, and interest charges do not qualify for rewards. Best for earning alternative rewards for travel purchases The Wander Card from Credit One Bank is a rewarding travel card designed to earn you the most for your travel purchases. A...Beyond 5% back at Best Buy, you'll also earn: 3% back on gas purchases (1.5 points per $1 spent). 2% back on dining and grocery purchases (1 point per $1 spent). 1% back on other everyday ... 1. Reply. Enteroids. • 13 days ago. I have the Lowes American Express, nice because you can use the card anywhere, also riskier if you were to lose it. You do get 5% off like the other Lowes cards, but it also has the added benefit of getting card points specific to AMEX that you can use to pay off credit balances or use for gift cards. 1. Reply.

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Buy Today, Pay Over Time. Apply today for your Conn’s HomePlus Credit Card issued by Synchrony, and start taking advantage of our amazing promotional financing offers on your favorite Conn’s merchandise. Apply In Store. Need to Pay Your Synchrony Issued Credit Card? Login to Synchrony Now.Key takeaways. Store credit cards typically offer brand-specific benefits and perks, but they can be used only at the associated retailer or chain. Co-branded cards also feature brand-specific ...Tommy S Davidson, WalletHub Analyst. Yes, you can use your Cabela's Credit Card pretty much anywhere. It's a Mastercard credit card and those offer the best acceptance, both in the U.S. and throughout the world. More specifically, your Cabela's Credit Card is accepted by 10.7 million merchants in the U.S. and more than 210 countries worldwide.Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts. In-store: You can also make a Lowe's Store Card payment in any Lowe's store location, at the customer service desk. Via mail: Lastly, you can also pay your bill by sending a check (but not cash) to: Lowe's.Jan 9, 2024 · No, you cannot use your Menards Credit Card everywhere. This card can only be used at Menards and its partners. Participating stores and gas stations include Speedway, Holiday, Kwik Trip, Kwik Star. The Menards Credit Card is still a great option as it offers $10 rebate on the first $100 you spend. Plus, you can earn 2% rebate on Menards ... Sue Patterson, WalletHub Analyst. @sweetsue • 01/12/24. No, you cannot use your Home Depot® Credit Card everywhere. The Home Depot® Credit Card is a store credit card and it can only be used at Home Depot stores and through the Home Depot website. Regular credit cards are part of a card network – Mastercard, Visa, Discover, or American ...

The Lowes net 30 account, also known as its Commercial Account, is a good option for new small business owners looking to lay a foundation for their business credit. It reports to two business credit bureaus. In addition, it actually gives you 60 days to repay your balances, not 30. There are also no fees to apply for or maintain the account ...In the majority of the cases, it's because of: A low credit score. Not enough income. Too much existing debt. A recent delinquency on your credit report. If you think the issuer's decision of denying you is unreasonable, try asking for a reconsideration. Call (412) 381-5500 to talk to a representative and make your case.Jan 12, 2024 · If you’re looking for a store card to use at Lowe’s, you could check out the Lowe's Store Card. This card offers a 1.25 points per $1 on purchases at Lowe’s and has a $0 annual fee. You can also check out our editors’ latest picks for the best store credit cards to weigh your options. Making a Lowe’s Card Payment by Mail. To pay your bill, Lowe’s takes mail payments, for which you need to send a check or money order to the address found in your billing statement, or to any of the following addresses: Card Type. Address. Lowe’s Advantage Card or Lowe’s Project Card. Lowe’s, P.O. Box 530914, Atlanta, GA 30353 …If you’re looking for a store card to use at Lowe’s, you could check out the Lowe's Store Card. This card offers a 1.25 points per $1 on purchases at Lowe’s and has a $0 annual fee. You can also check out our editors’ latest picks for the best store credit cards to weigh your options.Here's how mid-tier credit cards with moderate annual fees compare to their more expensive, premium counterparts. Update: Some offers mentioned below are no longer available. View ...For your protection, your physical and virtual card will have a different number. Both numbers are connected to your Affirm Card account and can be used for transactions. You’ll find your physical card number on the back of your Affirm Card. To find your virtual Affirm Card number: Open the Affirm app. Select the Card tab.Buy Today, Pay Over Time. Apply today for your Conn’s HomePlus Credit Card issued by Synchrony, and start taking advantage of our amazing promotional financing offers on your favorite Conn’s merchandise. Apply In Store. Need to Pay Your Synchrony Issued Credit Card? Login to Synchrony Now.

While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t...

You can do this through your card's rewards program. Log into your account and look for an option to transfer rewards. If you can't find it, you can also do this by phone -- just …Here’s where you can use any Walmart Credit Card: Walmart stores (over 9,000 locations) Walmart.com (open 24/7) Sam’s Club (~600 locations) Walmart Neighborhood Market (~700 locations) Murphy USA (1,650+ locations) Anywhere Mastercard is accepted (only the Walmart Credit Card) So, you can use the Walmart® Store Card at five types of ...The Lowe's Advantage Card is a closed-loop, no-annual-fee credit card that can only be used to make purchases at Lowes.com and Lowe's retail stores. You can ...What you should know about the Lowe's Store Card: The Lowe's Store Card is intended for applicants with fair credit. The card’s key feature is 1.25 points per $1 on anything you buy at the store. You also get 20% off first purchase, up to $100 discount. Plus, the Lowe's Store Card’s annual fee is $0. This card has a WalletHub editor’s ...Oct 24, 2023 · Physical stores accepting Brandsource Credit Card. If you prefer the hands-on experience of shopping in physical stores, the Brandsource Credit Card can be used at various brick-and-mortar retailers affiliated with the Brandsource network. These physical stores offer a wide range of products, including appliances, electronics, furniture, and more. New comments cannot be posted and votes cannot be cast. In my experience, no, they can't be used on other gift cards. Those generic gift cards need to be purchased with actual cash. Nope. Pretty much nowhere will allow a gift card to be used on other gift cards. Your best bet if you really don't need anything from lowes would be to sell it for ...5 days ago · Additionally, applicants should note that the age requirement is 18 years+ to apply. Sign-up bonuses/promotions: Lowe’s may offer certain sign-up bonuses when you apply for the Lowe’s Advantage Card. For example, cardholders can currently receive $30.00 off their first in-store purchase. Of course, restrictions apply. If you have the Wells Fargo Home Projects Visa card, you will be able to use it anywhere Visa is accepted, according to customer service. However, only a portion of your overall credit limit will be allocated to purchases outside of the eligible home improvement purchases. You can view your credit limits and manage your account online.The Bottom Line. This card offers top-notch value on spending at Lowe's, making it one of the best credit cards available for home improvement. The automatic discount can easily save you hundreds ...WalletHub Rating. 2.9 /5. The Lowe's Credit Card is one of the best store credit cards on the market right now. It offers 5% back on all purchases and has a $0 annual fee. Applicants only need a minimum of fair credit to get approved for the Lowe's Credit Card, too.

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Oct 24, 2023 · Physical stores accepting Brandsource Credit Card. If you prefer the hands-on experience of shopping in physical stores, the Brandsource Credit Card can be used at various brick-and-mortar retailers affiliated with the Brandsource network. These physical stores offer a wide range of products, including appliances, electronics, furniture, and more. Can you use the Lowe's Advantage Card anywhere? You can only use the Lowe’s Advantage Card in Lowe’s stores and on Lowes.com. The card is not accepted anywhere else.Jan 9, 2024 · Here’s where you can use any Walmart Credit Card: Walmart stores (over 9,000 locations) Walmart.com (open 24/7) Sam’s Club (~600 locations) Walmart Neighborhood Market (~700 locations) Murphy USA (1,650+ locations) Anywhere Mastercard is accepted (only the Walmart Credit Card) So, you can use the Walmart® Store Card at five types of ... Pros. 5% discount on almost everything Lowe’s sells with an alternative option for special financing plans. Periodic promotional offers for cardholders. No annual …Jan 9, 2024 · Here’s where you can use any Walmart Credit Card: Walmart stores (over 9,000 locations) Walmart.com (open 24/7) Sam’s Club (~600 locations) Walmart Neighborhood Market (~700 locations) Murphy USA (1,650+ locations) Anywhere Mastercard is accepted (only the Walmart Credit Card) So, you can use the Walmart® Store Card at five types of ... Amazon also prevents customers from splitting payment between credit cards and prepaid Visa, Mastercard and American Express cards. While Target stores allow customers to use more than one credit card per sale — “Our checkout registers can process multiple credit cards in one transaction,” among other “multiple payment …The Lowe’s Advantage Card is a store credit card in and of itself. The interest rate on the Lowe’s Advantage Card is above average. While the card’s standard APR may change over time, consider the standard APR of 26.99% as of this writing. This is about 10% higher than the average credit card APR in the United States.Making a Lowe’s Card Payment by Mail. To pay your bill, Lowe’s takes mail payments, for which you need to send a check or money order to the address found in your billing statement, or to any of the following addresses: Card Type. Address. Lowe’s Advantage Card or Lowe’s Project Card. Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914.Jan 9, 2024 · No, you cannot use your Menards Credit Card everywhere. This card can only be used at Menards and its partners. Participating stores and gas stations include Speedway, Holiday, Kwik Trip, Kwik Star. The Menards Credit Card is still a great option as it offers $10 rebate on the first $100 you spend. Plus, you can earn 2% rebate on Menards ... For example, you might have a Synchrony card for JCPenney, Macy’s, or Best Buy. But Synchrony also offers a few general purpose credit cards that can be used anywhere Visa and Mastercard are accepted. If you’re looking for a credit card that you can use anywhere, Synchrony’s Visa and Mastercard products are a great option.You can only use your Lowe's Store Card at Lowes, both online and in store. That’s because the Lowe's Store Card is the type of store card that is not backed by any major credit card network and only works at affiliated locations.MyLowe's Rewards Credit Card Holders Receive 5% Off Every Day; All Loyalty Members Earn Points Towards MyLowe's Money, Free Gifts and More. MOORESVILLE, N.C., Jan. 10, 2024 /PRNewswire/ -- Lowe's now has a first-of-its-kind loyalty program designed for DIY customers to help them save on items they need for their homes now and earn rewards toward what they want next. ….

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal. It gives you the flexibility to pay for your purchases later. You can use PayPal Credit just about anywhere PayPal is accepted online. Simply use PayPal to check out, then select PayPal Credit as your payment ...Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...Yes, you can use your Lowe's Store Card instantly after approval. More specifically, once you get approved, you will get a temporary pass for your new card. …No, you can join and participate in MyLowe’s Rewards without a Lowe’s credit card. How do I earn points? You can earn My Points on Eligible Purchases in stores when you scan your MyLowe’s ID or Wallet Scan to Pay or provide the phone number associated with your account.Yes, Lowe’s allows customers to stack their military discount with the savings and benefits provided by their credit card. Can I use my Lowe’s credit card to get 10% off with the military discount? Yes, customers can use their Lowe’s credit card to receive the 10% military discount on eligible purchases. Can I get both the 5% credit …Bogdan Roberts, Credit Cards Moderator. One of the best store credit cards that can be used anywhere is the Capital One Walmart Rewards® Mastercard®. This card offers 1 - 5% cash back, depending on the type of purchase. The Walmart Credit Card can be used anywhere Mastercard is accepted. However, there are plenty of other …Jan 4, 2024 · Best Travel, Best Rewards Credit Card: Chase Sapphire Reserve®. Best Airline Credit Card: United℠ Explorer. Best Hotel Credit Card: World of Hyatt Credit Card. Best Balance Transfer Credit Card ... Depot employee here.The Home Depot consumer credit card has deferred financing for purchases over $299 for 6 months all of the time. Sometimes 12 on Holidays. Up to 24 if you spend over $2,000. The interest rate is HIGH. If you can't pay off the bill within the finance period, you will get hit with a large finance charge. Can you use lowes credit card anywhere, It is also worth mentioning that Lowe’s offers its own credit cards, one of which is on the American Express network. You can use the Lowe's Business Credit Card anywhere American Express cards are accepted, while the Lowe's Store Card is limited to Lowe’s purchases. Both cards offer a good discount on all Lowe’s purchases and have a $0 ..., Six months is the longest the store can find on records. If you used your phone number or left any customer info you might see the purchase on your customer history, however, that's mostly for projects and the like. So if it was a small purchase it wouldn't track. You'd probably have better luck getting your statements from your credit card ..., If you have the Wells Fargo Home Projects Visa card, you will be able to use it anywhere Visa is accepted, according to customer service. However, only a portion of your overall credit limit will be allocated to purchases outside of the eligible home improvement purchases. You can view your credit limits and manage your account online., The Walmart Mastercard, however, can be used anywhere Mastercard is accepted. Only the Capital One® Walmart Rewards™ Card can be used everywhere Mastercard is accepted. Being Mastercard is one of the largest and most popular global networks, you can bet your card will be accepted most everywhere. While you may not …, 22 May 2022 ... If you use this link, you'll get a $10 ... #Lowes #LowesSecrets ... Lowe's Credit Card Review 2021 - Lowe's Advantage Card & Lowe's Business Cre..., Maria Adams, Credit Cards Moderator. @m_adams • 01/12/24. You can only use your Husqvarna Credit Card at Husqvarna locations and their online store. This card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations. Even though store credit cards have limited acceptance, they ..., But I can't seem to see a way to add my Lowe's Advantage card as a means of payment on Lowes.com. Type the Lowe’s card number and the CVV. It will ask for expiration date, but Lowe’s cards don’t have expiration dates, so just click out of the box, and it will update and realize it’s a Lowe’s card. I’ve on multiple occasions had ..., The company has enabled credit card access with a variety of locations across the United States. Walmart has enabled money management with multiple products. Walmart has two types of credit cards: Walmart and Walmart Visa. You can use either of these cards to shop and shop using them anywhere, but only if you are the, Key points about: Discover Credit Card acceptance. Discover is accepted nationwide by 99% of places that take credit cards 1. Discover Cards can be used to make withdrawals for cash advances. You can conveniently use your Discover Card at gas stations, restaurants, online, or at major retailers for cash back rewards. Buy groceries …, Lowe’s Business Rewards Card. • Use at Lowe’s and everywhere American Express cards are accepted. • Earn cash back for every eligible purchase made on the card.*4. • Earn 5% cash back on purchases at Lowe’s for the first 6 months. 2% cash back after. New accounts only.5., Jan 12, 2024 · Synchrony mostly offers store credit cards and general-purpose co-branded credit cards. Some of the Synchrony credit cards can only be used for purchases at the retailer they are affiliated with. Others, can be used anywhere credit cards are accepted, including Walmart. A couple of good Synchrony credit cards that you can use at Walmart are... , 01. Edit your where can i use my synchrony home credit card online online. Type text, add images, blackout confidential details, add comments, highlights and more. 02. Sign it in a few clicks. Draw your signature, type it, upload its image, or use your mobile device as a signature pad. 03., You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply)., I ordered a washer several weeks ago using a gift card that was sent to me from the Lowes warranty program for a failed washer. I ordered online with a specific date given to me for delivery. Today, the day before delivery, the delivery date was changed online without any notice or consulting me at all., Jan 4, 2024 · The card does not have a traditional welcome bonus, but offers 20% off your purchase when you open and use a new account now through 1/31/24. Exclusions apply. In lieu of the 5% discount, the card ... , These are the companies that specialize in customizing credit cards, from low budget to over-the-top bougie. Have you ever looked at the credit cards in your wallet and wished at l..., A $599 purchase would cost $55/month over 12 months at 14.99%. A $999 purchase would cost $95/month over 12 months at 29.99% APR. Offer available online only. Enjoy the ease of buying now and paying later with Lowe’s Pay. Use Lowe’s Pay to finance your Lowe’s purchase and pay for it in equal monthly payments. , We are excited to announce MyLowe’s Rewards, a new way to save and earn rewards by shopping at Lowe’s! As a current Lowes.com account holder, you will be automatically enrolled into the new program1. MyLowe’s Rewards benefits include2: Earn points toward MyLowe’s Money. 1,000 points = $5 reward. FREE member gifts., 19 Feb 2024 ... Lowes Credit Card handled by Synchrony Bank: I don't normally put out concerns on social media, but this one was so disturbing I wanted to ..., No, you cannot use your Menards Credit Card everywhere. This card can only be used at Menards and its partners. Participating stores and gas stations include Speedway, Holiday, Kwik Trip, Kwik Star. The Menards Credit Card is still a great option as it offers $10 rebate on the first $100 you spend. Plus, you can earn 2% rebate on …, 22 May 2022 ... If you use this link, you'll get a $10 ... #Lowes #LowesSecrets ... Lowe's Credit Card Review 2021 - Lowe's Advantage Card & Lowe's Business Cre..., Prepaid Visa gift cards are becoming common gifts for holidays and birthdays. These gift cards can be used like credit or debit cards, and are accepted anywhere Visa cards are acce..., While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t..., Can you use a Lowe’s credit card anywhere? Where Can the Lowe’s Credit Card be Used? The Advantage Card is a store credit card and can be used only for Lowe’s locations or online purchases. You cannot use it as a substitute for your credit card to make regular purchases at other retailers., Nov 4, 2022 · You can use your Wells Fargo credit card anywhere Visa and American Express are accepted. The majority of Wells Fargo's credit cards are Visa, which is the second largest credit card network globally. In the U.S. only, there are more than 10.7 million merchants accepting Visa card payments. The Wells Fargo Propel, on the other hand, is an ... , Can I use a Lowes Foods gift card to pay for gas at a Lowes Foods gas station? Yes, please see the attendant to process your payment. ... All eGift cards purchased are subject to credit card and security processing. This typically occurs within 20 minutes; however, it could take up to 24 hours. If cards are not received within 24 hours, please ..., Afterpay is offered online by many leading retailers across the U.S. It is also available to eligible customers in-store through the Afterpay Card. For a full list of retailers, visit our Shop Directory or In-store Map. We are constantly adding new retailers to the list so keep checking in and make sure you have the Afterpay app downloaded to ..., Higher limits: If you have $5,000 or $10,000 in credit card debt, a balance transfer card might be able to accommodate you. If you have $30,000 or $50,000 in …, Where can I use my Lowe's Credit Card? You can only use your Lowe's Store Card at Lowes, both online and in store. That’s because the Lowe's Store Card …, Here’s where you can use popular Synchrony credit cards: Amazon Store Card: Amazon.com. American Eagle Outfitters (AEO) Store Card: American Eagle Outfitters. Lowe's Store Card: Lowe’s. TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post. JCPenney Credit Card: JCPenney. Sam's Club® Credit Card: Anywhere Mastercard is ... , Physical stores accepting Brandsource Credit Card. If you prefer the hands-on experience of shopping in physical stores, the Brandsource Credit Card can be used at various brick-and-mortar retailers affiliated with the Brandsource network. These physical stores offer a wide range of products, including appliances, electronics, furniture, and more., 22 May 2022 ... If you use this link, you'll get a $10 ... #Lowes #LowesSecrets ... Lowe's Credit Card Review 2021 - Lowe's Advantage Card & Lowe's Business Cre..., 1. Reply. Enteroids. • 13 days ago. I have the Lowes American Express, nice because you can use the card anywhere, also riskier if you were to lose it. You do get 5% off like the other Lowes cards, but it also has the added benefit of getting card points specific to AMEX that you can use to pay off credit balances or use for gift cards. 1. Reply.