Xactus.com

Avantus LLC, Xactus, and other parties can perform two types of inquiries into your credit, and each has a different effect on your credit score. If Avantus or Xactus initiated a hard inquiry, your score may drop by up to 10 points. If Xactus on credit report information shouldn’t be there, dispute it. Hard Inquiries

Xactus.com. Credit Report Comparison – Xactus’ compare feature allows you to quickly compare two credit reports –the one pulled during the time of application and another one pulled at the time of closing. The report gives you a quick credit score comparison report that compare credit scores, tradelines, public records, inquiries and information ...

10 Apr 2023 ... Xactus partners with ICE Mortgage Technology to help customers automate document verifications, saving time and money.

Xactus is a leading provider of information services to companies that extend credit to other businesses. Our mission it to provide the intelligent insight that is necessary to make more informed lending and credit decisions. And, we do this with a fierce commitment to delivering unmatched customer service. We support our customers with a ...August 31, 2022, 11:24 am By Connie Kim. Xactus tapped Ross Gloudeman as the verification solutions provider’s general counsel and chief compliance officer. The executive will be responsible for ...Consumer Disputes. If you are a consumer looking to dispute an item reporting on your credit report, please contact us at: Toll-free: (877) 224-8107. Consumer: [email protected]. ATTN: Consumer Assistance. 31550 Winterplace Parkway. Salisbury, MD 21804. Contact one of our Xactus support teams to get the right help & support.Our Pre-QualificationX soft inquiry report also helps protect your pipeline and costs less than a hard inquiry. However, it is different than Pre-AppX in three important ways. Pre-QualificationX: Does not include trended credit data or allow scoring tools, supplements or other verifications. Cannot be used for the GSEs. Requires written consent.Note: Repository regulations require all end users accessing consumer credit data first pass a physical inspection conducted by a third-party inspection firm approved by each repository. This physical inspection is required regardless of lender size, location or years in business. A new inspection is required upon relocation.Michael Delaporta serves as Chief Architect for Xactus, managing all aspects of the Xactus360 industry-leading verifications and credit technology platform. Michael began his career with the Credit Bureau of Connecticut and sister company Avantus in 1993, and has served as the chief technology platform architect since 1995. Over the last 25 ...We are proud to be the first third-party service provider with the credit integration,” said Shelley Leonard, President of Xactus. Meet with Xactus at ICE Experience 24. Xactus is a proud Platinum Sponsor of the ICE Mortgage Technology Experience this year taking place March 18-20 in Las Vegas. Schedule a time to meet … Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.

Product Overview Brochure | Xactus. Check out our comprehensive, interactive product overview brochure which showcases Xactus’ entire line of innovative mortgage products and services – from credit, scoring and data solutions to verifications, fraud and property solutions. You’ll even have access to videos that tell more about the Xactus ...Avantus LLC, Xactus, and other parties can perform two types of inquiries into your credit, and each has a different effect on your credit score. If Avantus or Xactus initiated a hard inquiry, your score may drop by up to 10 points. If Xactus on credit report information shouldn’t be there, dispute it. Hard InquiriesEnsure Compliance & Reduce Risks with Our Appraisal Management Services. Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence.Jan 14, 2021 · CIS Merges With SharperLending. SharperLending Extends Technology to Enterprise-Level Mortgage Originations Appraisal Software Markets. Philadelphia, PA, January 14, 2021 – UniversalCIS, a market leader in technology and solutions to the mortgage industry, is pleased to announce the acquisition of mortgage technology provider SharperLending. Xactus brings a workflow-centric approach to verification to help our clients automate and integrate what were previously labor-intensive processes. Our Instant VOE/I Waterfall experience is a good example of this. With API integration being implemented across the mortgage software ecosystem and responsive service that lets you resolve …Xactus’ credit experts will validate your rescore request prior to bureau submission to ensure the desired score result is achievable before you incur rescore costs. Obtain rescore updates rapidly Xactus’ credit experts work with Equifax, Experian, and TransUnion to quickly update credit information, typically within 3-5 business days.The page timed out while loading. Are you sure you're still connected to the Internet?If you have a question regarding specific documentation, you can supply it when placing the order and it will be reviewed by a specialist before processing. If you have a question around an existing rescore, please complete the information, below. File Number#. Question/Concern for an existing rescore order: Follow.

Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.Fraud ReportX, Xactus’ award-winning proprietary fraud risk detection platform, helps identify risk, fraud, and errors so you can feel comfortable with your lending decisions. Our one-stop validation process makes it easy for you to: Quickly validate data. Perform thorough risk assessments. Detect application problems early.Start using Windows 11's best new features without lifting your fingers from the keyboard. Windows 11 doesn’t just come with a new coat of paint. There are many new features and re...“What does matter is that you occupied the silence. Satirical artists have been illuminating the upheavals of the tumultuous first two years of the Trump presidency with extraordin...Xactus ’ expertise in the mortgage industry enables it to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. Xactus moves mortgage professionals forward. For more information, please call Xactus at (800) 258-3488 or visit the company’s website at x actus.com.

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Ross Gloudeman is Xactus’ General Counsel and Chief Compliance Officer. He has over 15 years’ of legal and compliance experience on both the tech services and lending services side, helping companies overcome unique regulatory challenges. He’s using that specialty to strengthen Xactus’ regulatory compliance framework and manage its ... 1) Login into the MCL website by visiting Xactus.com and click on “Client Login” 2) From the consumer file screen under add on products, select "Request REPOSITORY UPDATE." If you do not see the "request repository update" option, then your permissions are not enabled for this product. If you have a question regarding specific documentation, you can supply it when placing the order and it will be reviewed by a specialist before processing. If you have a question around an existing rescore, please complete the information, below. File Number#. Question/Concern for an existing rescore order: Follow. 14 Sept 2023 ... Xactus, a provider of business data and intelligent insights to the equipment leasing/finance industry, is now offering credit reports from ...

Nancy Grycewicz serves as the Vice President of Human Resources for Xactus. She has over 25 years of comprehensive Human Resources experience in diverse settings; including financial services, manufacturing, hospitality, retail, and engineering. Nancy has experience with growing companies, and especially with enhancing Human Resources ...Xactus is inspired by the word “exact”, which represents our commitment to data precision and accuracy. “act” is a nod to the deliberate, proactive approach we are taking to transform our industry. “us” is for our team of experts who will drive our industry-innovation. “X” as a letter, is a symbol of strength, accuracy, and ...Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence. Plus, our suite of products enables you to customize the appraisal plan ...Mike is a board member of the National Consumer Reporting Association ( NCRA) , having previously served as Vice President, Treasurer and was President in 2015. Mike is a graduate of Robert Gordon’s University in Aberdeen Scotland, where he resided before moving to the United States. Meet Mike Brown, Chief Information Officer at Xactus.Xactus Automated Valuation Models offer you these benefits: Nationwide coverage. Completely web-based program. Integrated ordering process. Instant return. Tax assessor’s indication of value, if available. Information on the subject property and recent sales history. Comparable sales analysis of similar properties.Get ratings and reviews for the top 12 pest companies in Roscoe, IL. Helping you find the best pest companies for the job. Expert Advice On Improving Your Home All Projects Feature...Invoices aren't a front-facing part of your business, but they don't have to be boring. Get inspired by these create invoice template design examples. Trusted by business builders ...Aug 13, 2020 | Archive 2020. CIS Credit Solutions (“CIS”), a credit and technology solutions provider to mortgage originators is pleased to announce its merger with Avantus, LLC (“Avantus”) and Credit Bureau of Connecticut (“CBCT”). Both businesses are technology and service providers in the mortgage industry, and the combination ...

PHILADELPHIA – August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders.

Wondering how MythBusters works and what's the secret to Discovery Channel MythBusters? See how MythBusters works now. Advertisement Did you know that if you dropped a penny from t...Thank you for submitting your compliance request. We will be in touch soon.Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Tenant Screening. Identifies risk in tenant applicants by uncovering evictions, slow-pay/non-pay, sexual offense convictions – and more. Xactus’ National Tenant Screening Program validates rental and lease applicants by providing background searches and verification reports for consistent, auditable tracking that protects your company.Feb 28, 2022 | Archive 2022. Xactus is committed to building the modern mortgage experience. UniversalCIS | Credit Plus, the leading verifications provider for the …Xactus is a made-up word that stands apart in our industry. The name speaks to our focus on being precise and accurate as these qualities are essential for the companies we work with. Within the name itself, there are several, “found words” with important meanings: Xactus is inspired by the word “exact”, which represents our …Xactus is dedicated to offering unmatched customer service. Current and potential customers, contact us to learn more.Xactus provides all the verification solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and …The page timed out while loading. Are you sure you're still connected to the Internet?

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Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.Morgan Stanley analyst Cecilia Furlong maintained a Hold rating on Baxter International (BAX – Research Report) today and set a price targ... Morgan Stanley analyst Cecilia F... 1) Login into the MCL website by visiting Xactus.com and click on “Client Login” 2) From the consumer file screen under add on products, select "Request REPOSITORY UPDATE." If you do not see the "request repository update" option, then your permissions are not enabled for this product. The page timed out while loading. Are you sure you're still connected to the Internet?Prior to joining Xactus, Kevin served as Chief Executive Officer of Keane, the number one unclaimed property service provider in the country. In this role, he guided Keane’s efforts to develop KUPS, an industry-leading unclaimed property reporting technology that was key to the successful sale of the firm to Sovos in 2020/2021. Prior to being named CEO, Kevin …According to the Guidelines, the evaluation should contain, at a minimum: The location of the property. Description of the property and its current and projected use. Estimate of the property’s market value in its actual physical condition, use and zoning designation as of the effective date of the evaluation (that is, the date that the ...Xactus’ Lost Leads AnalysisX enables you to monitor lost lead behavior by delivering an exhaustive breakdown of lead outcomes and lost opportunities. It also offers a win-loss analysis that will help you identify the competitive pressures that impacted your business growth. The insights derived from data hold the key to your loan closing success.BROOMALL, Pa., April 23, 2024--Xactus, a leading verification innovator for the mortgage industry, today announced that several of its verification services are now available via Dark Matter ... ….

Fraud Detection & QC Xactus’ fraud detection and QC solutions help reduce risk so you can make more confident lending decisions.Mike Brown serves as Chief Integration Officer of Xactus. Previously he served as Chief Executive Officer of CIS Credit Solutions, having joined as President in 2014. With nearly 25 years of experience in the financial services industry, Mike has spent his career focused on the credit reporting industry and related mortgage and financial products. Xactus is making its mission to transform the mortgage industry by creating easy-to-use, innovative and customizable technologies — and delivering the verifications and credit data solutions ... Bathroom renovation can be a complicated project, but you can make it easier on yourself by hiring one of the best bathroom remodeling contractors in Chicago. Bathroom renovation c...Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. With 12 operation centers across the U.S., Xactus collaborates closely with its clients to digitally integrate a 360° approach to ...Committed Service & Support Excellence. With over 6,500 clients, a 75-year track record, 360° U.S. Coverage, and more than 500 people – we are devoted to serving and supporting clients large and small.President. Shelley Leonard serves as President of Xactus, and a member of the Board of Directors. With over two decades of experience developing and delivering technology solutions to the country’s top mortgage lenders and servicers, Shelley is steering the company to drive the transformation of the mortgage verifications industry with its …Ensure Compliance & Reduce Risks with Our Appraisal Management Services. Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence. Xactus.com, Xactus - HousingWire. Empowers businesses to integrate consumer data and reporting seamlessly into their business analytics environment in order to improve confidence and …, Aug 17, 2022 · August 17, 2022 06:00 AM Eastern Daylight Time. NEW YORK-- ( BUSINESS WIRE )--Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing ... , Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers., 2. Credit Report Comparison – Xactus’ compare feature allows you to quickly compare two credit reports –the one pulled during the time of application and another one pulled at the time of closing. The report gives you a quick credit score comparison report that compare credit scores, tradelines, public records, inquiries and information ... , The page timed out while loading. Are you sure you're still connected to the Internet?, Quick turn times. 24-48 hours (pre-close) 30 days (post-close) Pre-Closing Services. QC Review from Xactus takes each loan through a series of validations and quality control steps to ensure compliance, then provides a report detailing how the loan checked out. Loan risks or problems are highlighted, pointing out areas that need a closer look., Xactus, LLC. 31550 Winterplace Pkwy Salisbury, MD 21804-1882. 1; Headquarters 370 Reed Rd Ste 100, Broomall, PA 19008-4019. Email this Business. BBB File Opened: 7/8/2004. Years in Business: 32., Plant in average soil and give 4 to 6 hours of diffused light daily. Provide temperatures between 70°F and 80°F. throughout the growing season. Feed with half strength water soluble balanced fertilizer in spring and again in early summer. In September/October Move Christmas cactus indoors to a diffused light location., Submissions are open from now through the end of July. Have you ever been in the middle of composing a text message and scrolled through the emoji selection only to find that the o..., Developed to be the perfect rifle scope, the Viridian OpticsPlanet Exclusive Xactus 5-30x56mm Rifle Scope 34mmTube FFP is great for circumstances where a high quality riflescope is the key to success. Produced by using exceptionally efficient materials, these Rifle Scopes from the optics professionals at Viridian Weapon Technologies can provide …, Prior to joining Xactus, Shelley served as an executive at Black Knight and its predecessor businesses, where she managed multiple, complex initiatives. Most recently, she was the Chief Product and Digital Officer and she led the Servicing Technologies business including the MSP loan servicing solution, a business with over $800 million of ..., Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence. Plus, our suite of products enables you to customize the appraisal plan ... , Xactus creates easy-to-use, innovative and customizable technologies, delivering the verifications and credit data solutions lenders need to close more loans more quickly. Xactus understands that ... , Las soluciones con tecnologías inteligentes de Xactus te ayudarán para el desarrollo de tu ciudad. ¡Conoce todos nuestros servicios!, Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily …, Pre-AppX: Add Utility to Soft Credit Inquiries. Feb 15, 2024 | Videos. Delay prospect triggers until later in the mortgage process with Xactus’ pre-approval soft credit inquiry reports. Watch this video and learn more about how we are meeting the dynamic needs of …, South Carolina boasts a romantic past and a low taxation rate -- and the climate is mild enough to lure vacationers year-round. But if you’ve been teaching school in the Palmetto S..., Bob Belke is a Managing Partner of Lovell Minnick Partners and chairs its Investment Committee. He joined the firm in 2000. Prior to joining LMP, Bob was an Associate in the Direct Private Equity Group at TIAA-CREF, a leading provider of retirement services to the academic, research, and medical fields. Prior to joining TIAA-CREF, Bob was a ..., Xactus provides complete valuation service management and compliance for lenders. Automated Valuation Models are statistically-based computer programs that use real estate information such as comparable sales, property characteristics, tax assessments and price trends to provide an estimate of value for a specific property., Xactus’ National Tenant Screening Program validates rental and lease applicants by providing background searches and verification reports for consistent, auditable tracking that protects your company. It includes a national criminal search, national eviction search, SSN search, and single bureau credit report with FICO or Vantage score., Feb 28, 2022 | Archive 2022. Xactus is committed to building the modern mortgage experience. UniversalCIS | Credit Plus, the leading verifications provider for the …, Julie initially joined Xactus through the acquisition of DataFacts Lending Solutions, where she served as President of DataFacts. Julie joined DataFacts in 1995 and led the expansion to nine states and the completion of two acquisitions. She also served as the President of My Credit My Future after spending a year developing this educational ..., Broomall, Pa. – April 23, 2024 – Xactus, a leading verification innovator for the mortgage industry, today announced that several of its verification services are now available via Dark Matter Technologies Empower ® loan origination software.. Lenders utilizing Dark Matter’s LOS can obtain access to Xactus’ Employment VerificationX, Social Security …, About Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit ..., Bob Belke is a Managing Partner of Lovell Minnick Partners and chairs its Investment Committee. He joined the firm in 2000. Prior to joining LMP, Bob was an Associate in the Direct Private Equity Group at TIAA-CREF, a leading provider of retirement services to the academic, research, and medical fields. Prior to joining TIAA-CREF, Bob was a ..., In-Platform Communication – Quickly and efficiently ask a question to the Xactus team directly on the credit file screen or on any open service request. In addition, Xactus360 captures and logs conversations in the files, so anyone accessing the file may check status and recent updates, improving workflow., Our Pre-QualificationX soft inquiry report also helps protect your pipeline and costs less than a hard inquiry. However, it is different than Pre-AppX in three important ways. Pre-QualificationX: Does not include trended credit data or allow scoring tools, supplements or other verifications. Cannot be used for the GSEs. Requires written consent., website maker Xactus, a provider of borrower verification solutions for the mortgage industry, has released the next generation of its proprietary technology platform, Xactus360. The new version sports “game-changing” features that allow lenders to improve workflows and create greater efficiencies, the company says in a release. Notable is the …, Bill Merryman serves as Executive Vice President of Sales of Xactus, having originally joined Universal Credit Services in 2014 as President. Bill brings with him approximately 40 years of sales and management experience in the mortgage, credit bureau, and financial services industries. During his time with Xactus, Bill has been an instrumental leader of …, From the main desktop screen in the Xactus website, choose the Credit Verification category of Products & Services, then click Order Credit Report. The credit report order screen will display (as shown below). Required fields are marked with the letter R in the green circle. Input required fields,, Xactus’ Lost Leads AnalysisX enables you to monitor lost lead behavior by delivering an exhaustive breakdown of lead outcomes and lost opportunities. It also offers a win-loss analysis that will help you identify the competitive pressures that impacted your business growth. The insights derived from data hold the key to your loan closing success., Xactus’ exclusive credit score consulting service and our highest-tier scoring tool program can give consumers the highest probability of a successful rescore. Whether you are targeting a specific product, lender, or rate tier for your applicant, our experienced credit experts will provide you with a customized strategy and recommendations ..., Fraud ReportX, Xactus’ award-winning proprietary fraud risk detection platform, helps identify risk, fraud, and errors so you can feel comfortable with your lending decisions. Our one-stop validation process makes it easy for you to: Quickly validate data. Perform thorough risk assessments. Detect application problems early.